In our interconnected world, your phone number has become a prime target for scammers seeking to access your personal information and disrupt your life. Understanding their tactics is the first step in protecting yourself from becoming a victim. Here are nine common scams to be aware of:

Illustration of a scammer using SIM swapping  (Kurt "CyberGuy" Knutsson)

1. Phishing Expeditions

Scammers use your number to initiate phishing attacks through texts or calls, pretending to be your bank or a service provider. Their aim is to trick you into revealing login details, credit card numbers, and other sensitive information.

2. Extortion and Blackmail

Your phone number can be used for extortion. Scammers might claim to possess compromising information about you and demand payment to prevent its release. They may also impersonate distressed relatives, especially targeting the elderly, using AI voice cloning to add a layer of deception.

3. Robocalls and Spam

Your number can be sold to robocall and spam services, leading to a barrage of unwanted calls and texts. While seemingly minor, these can be a gateway to more sophisticated scams if you engage with them.

Illustration of a scammer with cash in his hand  (Kurt "CyberGuy" Knutsson)

4. Phone Number Spoofing

Scammers mask their caller ID to appear as a trusted contact, increasing the likelihood you'll answer. This allows them to deceive you into sharing personal information or transferring money. They can also spoof *your* number to scam your contacts.

5. Impersonating Authorities

Using spoofing, scammers can impersonate government officials like IRS agents or Social Security administrators. They might claim urgent issues and threaten legal action to coerce you into providing sensitive information or making payments.

6. Fake Invoices

Scammers may pose as utility company representatives, claiming you have overdue bills and threatening service disconnection unless you pay immediately. Repeated calls using your number add a sense of urgency and legitimacy.

7. SIM Swapping/Phone Rerouting

SIM swapping involves transferring your phone number to a scammer's SIM card. This allows them to intercept calls and messages, including two-factor authentication codes, giving them access to your online accounts.

8. Data Theft

SIM swapping enables scammers to access sensitive data in your online accounts by initiating password resets and intercepting verification codes. This can lead to significant personal and financial damage.

9. Creating Fake Accounts

Using the information gathered through these tactics, scammers can create fake online accounts in your name, using your phone number to enhance credibility. These accounts can be used for various malicious purposes, including spreading malware and identity theft.

A man receiving a scam call (Kurt "CyberGuy" Knutsson)

Protecting yourself involves limiting the public exposure of your phone number, using strong passwords and two-factor authentication, and regularly monitoring your accounts for suspicious activity. If you believe your number has been compromised, contact your carrier and report suspicious activity to the authorities.